As the leaves change and the temperatures drop, fall is the perfect time to prepare your home and yard for the colder months ahead. Proper maintenance now can help prevent costly damage and insurance claims later. At Risman Insurance Agencies, we’re here to help you...

Adding Directors & Officers liability coverage to your master condo insurance policy is a wise investment that offers critical protection for both the association and its board members. Regardless of the number of units in your condo association, the risks associated with managing the community make D&O coverage indispensable. By ensuring this coverage is in place, condo associations can safeguard their leadership, encourage active participation, and mitigate the financial impact of potential lawsuits.

Scheduling valuable items in your insurance policy is a prudent step to ensure they are fully protected. By understanding the differences between agreed value, scheduling, and blanket coverages, you can make informed decisions that best suit your needs. Whether it’s the assured value of an agreed value policy or the simplicity of blanket coverage, choosing the right protection for your valuables will provide peace of mind and financial security.